ICICI MakeMyTrip Credit Card vs Kotak Zen Signature
Detailed comparison of these two popular credit cards
ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-RangeVS
Kotak Zen Signature
Kotak Mahindra Bank
Mid-RangeAnnual Fee
₹999 vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
None vs 2/quarter (₹60K spend required for LTF variant)
Detailed Comparison
| Feature | ICICI MakeMyTrip Credit Card | Kotak Zen Signature |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹999 | ₹2K |
| Annual Fee | ₹999 | ₹2K |
| Fee Waiver | Spend ₹2.99L annually | None (LTF variant requires ₹60K/quarter for lounge) |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.83% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter (₹60K spend required for LTF variant) |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.2L | ₹4.8L |
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsOur Verdict
It's a tie! Both cards are equally matched.
Choose based on your specific needs and spending patterns.
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