ICICI MakeMyTrip Credit Card vs PNB RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-RangeVS
PNB RuPay Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹999 vs ₹499
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter
Detailed Comparison
| Feature | ICICI MakeMyTrip Credit Card | PNB RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹999 | ₹0 |
| Annual Fee | ₹999 | ₹499 |
| Fee Waiver | Spend ₹2.99L annually | Spend ₹50K annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.2L | ₹3.0L |
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsPNB RuPay Platinum is Best For
PSU bank customers wanting RuPay benefits
View PNB RuPay Platinum DetailsOur Verdict
Based on overall features and value,
ICICI MakeMyTrip Credit Card wins!
Score: 24vsScore: 19
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