ICICI MakeMyTrip Credit Card vs PNB RuPay Select
Detailed comparison of these two popular credit cards
Winner
ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-RangeVS
PNB RuPay Select
Punjab National Bank
Mid-RangeAnnual Fee
₹999 vs ₹750
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter
Detailed Comparison
| Feature | ICICI MakeMyTrip Credit Card | PNB RuPay Select |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹999 | ₹500 |
| Annual Fee | ₹999 | ₹750 |
| Fee Waiver | Spend ₹2.99L annually | Use once per quarter |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.47% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.2L | ₹3.6L |
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsPNB RuPay Select is Best For
PSU bank customers wanting lounge access + insurance
Watch Out
- • Low reward rate compared to private bank cards
Our Verdict
Based on overall features and value,
ICICI MakeMyTrip Credit Card wins!
Score: 24vsScore: 18
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