Last updated: |Data verified from official bank sources
₹500
Annual Fee
0.25%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Basic HDFC entry card
Fees & Charges
Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹50K annually
Rewards
TypeCashback
Base Rate0.25%
Effective Return0.25%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹2.4L/year
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for HDFC MoneyBack?▼
HDFC MoneyBack has an annual fee of ₹500. Spend ₹50K annually
What rewards does HDFC MoneyBack offer?▼
HDFC MoneyBack offers 0.25% on all spends, with an effective value of 0.25%.
Does HDFC MoneyBack have lounge access?▼
HDFC MoneyBack does not include complimentary lounge access.
What is the minimum income required for HDFC MoneyBack?▼
The minimum income requirement for HDFC MoneyBack is ₹2.4 lakhs per annum.
Information sourced from HDFC Bank official website. Last verified: February 2026.
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