Amazon Pay ICICI Credit Card vs Amex Membership Rewards Card
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Amex Membership Rewards Card
American Express
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹5K
Effective Rate
(cash value)
1.0% vs 0.7%
Lounge Access
None vs None
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Amex Membership Rewards Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹1K |
| Annual Fee | FREE | ₹5K |
| Fee Waiver | None | None |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.7% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹6.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Amex Membership Rewards Card is Best For
Regular spenders making 4+ transactions/month
Watch Out
- • Fuel excluded from Jun 2025
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 21
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