Amazon Pay ICICI Credit Card vs HDFC Millennia
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
HDFC Millennia
HDFC Bank
Mid-RangeAnnual Fee
FREE vs ₹1K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs 8/year
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | HDFC Millennia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹1K |
| Annual Fee | FREE | ₹1K |
| Fee Waiver | None | Spend ₹1L annually |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 💵Cashback | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | 8/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹6.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
HDFC Millennia is Best For
Online shoppers on major platforms
Watch Out
- • 5% cashback capped at ₹1000/month
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 34
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