Amazon Pay ICICI Credit Card vs HDFC IndianOil Credit Card
Detailed comparison of these two popular credit cards
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Winner
HDFC IndianOil Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹500
Effective Rate
(cash value)
1.0% vs 5.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | HDFC IndianOil Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹500 |
| Annual Fee | FREE | ₹500 |
| Fee Waiver | None | Spend ₹50K annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⛽Fuel Points |
| Effective Cash Value | 1% | 5% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
HDFC IndianOil Credit Card is Best For
IndianOil loyalists spending ₹5K/month on fuel
Watch Out
- • Only works at IndianOil pumps
- • Max benefit ₹250/month (effective ~0.5% on ₹50K fuel spend)
Our Verdict
Based on overall features and value,
HDFC IndianOil Credit Card wins!
Score: 43vsScore: 64
Related Comparisons
Amazon Pay ICICI Credit Card vs HDFC Infinia Metal
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC Diners Club Black
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC Regalia Gold
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC Regalia
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC Millennia
HDFC Bank
Amazon Pay ICICI Credit Card vs HDFC Swiggy Credit Card
HDFC Bank