Amazon Pay ICICI Credit Card vs PNB RuPay Select
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
PNB RuPay Select
Punjab National Bank
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹750
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | PNB RuPay Select |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹500 |
| Annual Fee | FREE | ₹750 |
| Fee Waiver | None | Use once per quarter |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.47% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.6L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
PNB RuPay Select is Best For
PSU bank customers wanting lounge access + insurance
Watch Out
- • Low reward rate compared to private bank cards
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 18
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