Amex Platinum Reserve vs HDFC Infinia Metal

Detailed comparison of these two popular credit cards

Amex Platinum Reserve

Amex Platinum Reserve

American Express

Super Premium
VS
Winner
HDFC Infinia Metal

HDFC Infinia Metal

HDFC Bank

Super Premium
Annual Fee
₹10K vs ₹13K
Effective Rate
(cash value)
0.7% vs 1.7%
Lounge Access
4/year vs Unlimited

Detailed Comparison

FeatureAmex Platinum ReserveHDFC Infinia Metal
Fees & Charges
Joining Fee
₹5K
₹13K
Annual Fee
₹10K
₹13K
Fee Waiver
None
Spend ₹10L annually
Forex Markup
3.5%
2%
Rewards
Reward Type
Reward Points
Reward Points
Effective Cash Value
0.7%
1.67%
Lounge Access
Domestic Lounges
4/year
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹12.0L
₹24.0L

Amex Platinum Reserve is Best For

Amex semi-premium tier

View Amex Platinum Reserve Details

HDFC Infinia Metal is Best For

Premium travelers spending ₹10L+/year

Watch Out
  • Invite-only card
  • SmartBuy portal needed for max value
View HDFC Infinia Metal Details

Our Verdict

Based on overall features and value,

HDFC Infinia Metal wins!

Score: 25vsScore: 66

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