Amex Platinum Reserve vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
Amex Platinum Reserve
American Express
Super PremiumVS
Winner

HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹10K vs ₹13K
Effective Rate
(cash value)
0.7% vs 1.7%
Lounge Access
4/year vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Reserve | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹13K |
| Annual Fee | ₹10K | ₹13K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 4/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹12.0L | ₹24.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 25vsScore: 66
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