Last updated: |Data verified from official bank sources
Super Premium
Amex Platinum Reserve
American Express
Best for: Amex semi-premium tier
₹10K
Annual Fee
2%
Reward Rate
3.5%
Forex Markup
4/year
Domestic Lounge
Via Priority Pass (paid)
Intl Lounge
Best for: Amex semi-premium tier
Fees & Charges
Joining Fee₹5K
Annual Fee₹10K
Fee WaiverNone
Forex Markup3.5%
Rewards
TypePoints
Base Rate1 pt/₹50
Effective Return2%
Lounge Access
Domestic4/year
InternationalVia Priority Pass (paid)
Eligibility
Minimum Income₹12.0L/year
Available on: American Express
Frequently Asked Questions
What is the annual fee for Amex Platinum Reserve?▼
Amex Platinum Reserve has an annual fee of ₹10000. None
What rewards does Amex Platinum Reserve offer?▼
Amex Platinum Reserve offers 1 pt/₹50 on all spends, with an effective value of 0.7%.
Does Amex Platinum Reserve have lounge access?▼
Yes, Amex Platinum Reserve offers 4/year domestic lounge visits and Via Priority Pass (paid) international lounge visits per quarter.
What is the minimum income required for Amex Platinum Reserve?▼
The minimum income requirement for Amex Platinum Reserve is ₹12.0 lakhs per annum.
Information sourced from American Express official website. Last verified: February 2026.
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