Amex Platinum Reserve vs HDFC Tata Neu Plus
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Reserve
American Express
Super PremiumVS
HDFC Tata Neu Plus
HDFC Bank
Entry*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 🪙 Tata NeuCoins. We're showing effective cash values for fair comparison.
Annual Fee
₹10K vs ₹499
Effective Rate
(cash value)
0.7% vs 1.0%
Lounge Access
4/year vs None
Detailed Comparison
| Feature | Amex Platinum Reserve | HDFC Tata Neu Plus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹499 |
| Annual Fee | ₹10K | ₹499 |
| Fee Waiver | None | Spend ₹1L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 🪙Tata NeuCoins |
| Effective Cash Value | 0.7% | 1% |
Lounge Access | ||
| Domestic Lounges | 4/year | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹12.0L | ₹3.0L |
Our Verdict
Based on overall features and value,
Amex Platinum Reserve wins!
Score: 25vsScore: 23
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