Amex Platinum Reserve vs ICICI Rubyx
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Reserve
American Express
Super PremiumVS
ICICI Rubyx
ICICI Bank
PremiumAnnual Fee
₹10K vs ₹2K
Effective Rate
(cash value)
0.7% vs 0.5%
Lounge Access
4/year vs 2/quarter
Detailed Comparison
| Feature | Amex Platinum Reserve | ICICI Rubyx |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹3K |
| Annual Fee | ₹10K | ₹2K |
| Fee Waiver | None | Spend ₹3L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 4/year | 2/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹12.0L | ₹12.0L |
Our Verdict
Based on overall features and value,
Amex Platinum Reserve wins!
Score: 25vsScore: 21
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