Last updated: |Data verified from official bank sources
₹2K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
2/quarter
Domestic Lounge
None
Intl Lounge
Best for: Mid-tier ICICI upgrade
Fees & Charges
Joining Fee₹3K
Annual Fee₹2K
Fee WaiverSpend ₹3L annually
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Lounge Access
Domestic2/quarter
InternationalNone
Eligibility
Minimum Income₹12.0L/year
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for ICICI Rubyx?▼
ICICI Rubyx has an annual fee of ₹2000. Spend ₹3L annually
What rewards does ICICI Rubyx offer?▼
ICICI Rubyx offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does ICICI Rubyx have lounge access?▼
Yes, ICICI Rubyx offers 2/quarter domestic lounge visits per quarter.
What is the minimum income required for ICICI Rubyx?▼
The minimum income requirement for ICICI Rubyx is ₹12.0 lakhs per annum.
Information sourced from ICICI Bank official website. Last verified: February 2026.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023