Amex Platinum Reserve vs SBI Card AURUM
Detailed comparison of these two popular credit cards
Amex Platinum Reserve
American Express
Super PremiumVS
Winner

SBI Card AURUM
SBI Card
Super PremiumAnnual Fee
₹10K vs ₹10K
Effective Rate
(cash value)
0.7% vs 0.8%
Lounge Access
4/year vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Reserve | SBI Card AURUM |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹10K |
| Annual Fee | ₹10K | ₹10K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 1.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 0.75% |
Lounge Access | ||
| Domestic Lounges | 4/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹12.0L | ₹36.0L |
Our Verdict
Based on overall features and value,
SBI Card AURUM wins!
Score: 25vsScore: 55
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