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SBI Card AURUM
Super Premium

SBI Card AURUM

SBI Card

Best for: SBI's top-tier offering

₹10K
Annual Fee
3%
Reward Rate
1.99%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: SBI's top-tier offering

Fees & Charges

Joining Fee₹10K
Annual Fee₹10K
Fee WaiverSpend ₹10L annually
Forex Markup1.99%

Rewards

TypePoints
Base Rate3 pts/₹100
Effective Return3%
Accelerated Categories
Dining15 pts/₹100 (15%)
Travel/Hotels10 pts/₹100 (10%)

Lounge Access

DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded

Eligibility

Minimum Income₹36.0L/year
Available on: Visa, Mastercard

Frequently Asked Questions

What is the annual fee for SBI Card AURUM?
SBI Card AURUM has an annual fee of ₹9999. Spend ₹10L annually
What rewards does SBI Card AURUM offer?
SBI Card AURUM offers 3 pts/₹100 on all spends, with an effective value of 0.75%.
Does SBI Card AURUM have lounge access?
Yes, SBI Card AURUM offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for SBI Card AURUM?
The minimum income requirement for SBI Card AURUM is ₹36.0 lakhs per annum.

Information sourced from SBI Card official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023