Last updated: |Data verified from official bank sources

Super Premium
SBI Card AURUM
SBI Card
Best for: SBI's top-tier offering
₹10K
Annual Fee
3%
Reward Rate
1.99%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: SBI's top-tier offering
Fees & Charges
Joining Fee₹10K
Annual Fee₹10K
Fee WaiverSpend ₹10L annually
Forex Markup1.99%
Rewards
TypePoints
Base Rate3 pts/₹100
Effective Return3%
Accelerated Categories
Dining15 pts/₹100 (15%)
Travel/Hotels10 pts/₹100 (10%)
Lounge Access
DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹36.0L/year
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for SBI Card AURUM?▼
SBI Card AURUM has an annual fee of ₹9999. Spend ₹10L annually
What rewards does SBI Card AURUM offer?▼
SBI Card AURUM offers 3 pts/₹100 on all spends, with an effective value of 0.75%.
Does SBI Card AURUM have lounge access?▼
Yes, SBI Card AURUM offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for SBI Card AURUM?▼
The minimum income requirement for SBI Card AURUM is ₹36.0 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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