AU Ixigo Credit Card vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
AU Ixigo Credit Card
AU Small Finance Bank
EntryVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
FREE vs ₹13K
Effective Rate
(cash value)
1.3% vs 1.7%
Lounge Access
8/year vs Unlimited
Detailed Comparison
| Feature | AU Ixigo Credit Card | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹13K |
| Annual Fee | FREE | ₹13K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 0% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.25% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 8/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹24.0L |
AU Ixigo Credit Card is Best For
Budget travelers (if grandfathered on zero forex)
Watch Out
- • Zero forex removed for new cardholders
- • Lounge now requires ₹20K/quarter spend
- • International rewards removed Dec 2024
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 50vsScore: 66
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