AU Zenith Plus vs Citi PremierMiles
Detailed comparison of these two popular credit cards
Winner
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Citi PremierMiles
Citibank
Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.
Annual Fee
₹5K vs ₹3K
Effective Rate
(cash value)
0.3% vs 2.0%
Lounge Access
16/year vs 4/year via Priority Pass
Detailed Comparison
| Feature | AU Zenith Plus | Citi PremierMiles |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹3K |
| Annual Fee | ₹5K | ₹3K |
| Fee Waiver | Spend ₹8L annually | Spend ₹3L annually |
| Forex Markup | 0.99% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ✈️Airline Miles |
| Effective Cash Value | 0.25% | 2% |
Lounge Access | ||
| Domestic Lounges | 16/year | 4/year via Priority Pass |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹30.0L | ₹7.2L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsCiti PremierMiles is Best For
Miles collectors (existing cardholders)
Watch Out
- • Citi exited India, cards managed by Axis
Our Verdict
Based on overall features and value,
AU Zenith Plus wins!
Score: 45vsScore: 38
