Last updated: |Data verified from official bank sources
Premium
AU Zenith Plus
AU Small Finance Bank
Best for: Ultra-low forex (0.99%) international travelers
₹5K
Annual Fee
1%
Reward Rate
0.99%
Forex Markup
16/year
Domestic Lounge
4/quarter via Priority Pass
Intl Lounge
Best for: Ultra-low forex (0.99%) international travelers
Fees & Charges
Joining Fee₹5K
Annual Fee₹5K
Fee WaiverSpend ₹8L annually
Forex Markup0.99%
Rewards
TypePoints
Base Rate1 pt/₹100
Effective Return1%
Accelerated Categories
Travel/International/Dining2 pts/₹100 (2%)
Lounge Access
Domestic16/year
International4/quarter via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹30.0L/year
Welcome Benefits
Benefit₹5000 luxury vouchers or points
Estimated Value₹5K
Available on: Visa
Frequently Asked Questions
What is the annual fee for AU Zenith Plus?▼
AU Zenith Plus has an annual fee of ₹4999. Spend ₹8L annually
What rewards does AU Zenith Plus offer?▼
AU Zenith Plus offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does AU Zenith Plus have lounge access?▼
Yes, AU Zenith Plus offers 16/year domestic lounge visits and 4/quarter via Priority Pass international lounge visits per quarter.
What is the minimum income required for AU Zenith Plus?▼
The minimum income requirement for AU Zenith Plus is ₹30.0 lakhs per annum.
Information sourced from AU Small Finance Bank official website. Last verified: February 2026.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023