AU Zenith Plus vs IndusInd Legend
Detailed comparison of these two popular credit cards
Winner

AU Zenith Plus
AU Small Finance Bank
PremiumVS
IndusInd Legend
IndusInd Bank
PremiumAnnual Fee
₹5K vs ₹0
Effective Rate
(cash value)
0.3% vs 1.1%
Lounge Access
16/year vs Discontinued Mar 2025
Detailed Comparison
| Feature | AU Zenith Plus | IndusInd Legend |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹10K |
| Annual Fee | ₹5K | ₹0 |
| Fee Waiver | Spend ₹8L annually | No annual fee after joining |
| Forex Markup | 0.99% | 1.8% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1.125% |
Lounge Access | ||
| Domestic Lounges | 16/year | Discontinued Mar 2025 |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹30.0L | ₹18.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsIndusInd Legend is Best For
Low forex markup (1.8%) international spenders
Watch Out
- • Lounge access discontinued Mar 2025
Our Verdict
Based on overall features and value,
AU Zenith Plus wins!
Score: 45vsScore: 26





