Axis Atlas vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards

Axis Atlas
Axis Bank
PremiumVS
Winner

ICICI Emeralde Private Metal
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives ✈️ Airline Miles while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹5K vs ₹12K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
8-18 based on tier vs Unlimited
Detailed Comparison
| Feature | Axis Atlas | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹12K |
| Annual Fee | ₹5K | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | ✈️Airline Miles | ⭐Reward Points |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | 8-18 based on tier | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹12.0L | ₹42.0L |
Axis Atlas is Best For
N/A - Card discontinued
Watch Out
- • DISCONTINUED for new applicants
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 18vsScore: 58





