Axis Privilege vs ICICI Emeralde Private Metal

Detailed comparison of these two popular credit cards

Axis Privilege

Axis Privilege

Axis Bank

Premium
VS
Winner
ICICI Emeralde Private Metal

ICICI Emeralde Private Metal

ICICI Bank

Super Premium
Annual Fee
₹2K vs ₹12K
Effective Rate
(cash value)
0.6% vs 1.0%
Lounge Access
4/year vs Unlimited

Detailed Comparison

FeatureAxis PrivilegeICICI Emeralde Private Metal
Fees & Charges
Joining Fee
₹2K
₹12K
Annual Fee
₹2K
₹12K
Fee Waiver
Spend ₹2.5L annually
Spend ₹10L annually
Forex Markup
3.5%
1.5%
Rewards
Reward Type
Reward Points
Reward Points
Effective Cash Value
0.6%
1%
Lounge Access
Domestic Lounges
4/year
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹6.0L
₹42.0L

Axis Privilege is Best For

Mid-premium Axis lifestyle card

View Axis Privilege Details

ICICI Emeralde Private Metal is Best For

Ultra HNI customers

View ICICI Emeralde Private Metal Details

Our Verdict

Based on overall features and value,

ICICI Emeralde Private Metal wins!

Score: 23vsScore: 58

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