Canara RuPay Platinum vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Canara RuPay Platinum
Canara Bank
Mid-RangeVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
FREE vs ₹12K
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Canara RuPay Platinum | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹12K |
| Annual Fee | FREE | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹42.0L |
Canara RuPay Platinum is Best For
Free PSU bank card with railway lounge
View Canara RuPay Platinum DetailsICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 32vsScore: 58
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