Citi Rewards vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Citi Rewards
Citibank
Mid-RangeVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹1K vs ₹12K
Effective Rate
(cash value)
0.2% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Citi Rewards | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹12K |
| Annual Fee | ₹1K | ₹12K |
| Fee Waiver | Spend ₹30K annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.2% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.6L | ₹42.0L |
Citi Rewards is Best For
Existing Citi cardholders
Watch Out
- • Citi exited India, cards managed by Axis
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 13vsScore: 58
