Last updated: |Data verified from official bank sources
₹1K
Annual Fee
0.8%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Existing Citi cardholders
Things to Watch Out For
- •Citi exited India, cards managed by Axis
Fees & Charges
Joining Fee₹1K
Annual Fee₹1K
Fee WaiverSpend ₹30K annually
Rewards
TypePoints
Base Rate1 pt/₹125
Effective Return0.8%
Accelerated Categories
Apparel/Grocery/Dept stores10 pts/₹125 (8%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.6L/year
Now managed by Axis Bank
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for Citi Rewards?▼
Citi Rewards has an annual fee of ₹1000. Spend ₹30K annually
What rewards does Citi Rewards offer?▼
Citi Rewards offers 1 pt/₹125 on all spends, with an effective value of 0.2%.
Does Citi Rewards have lounge access?▼
Citi Rewards does not include complimentary lounge access.
What is the minimum income required for Citi Rewards?▼
The minimum income requirement for Citi Rewards is ₹3.6 lakhs per annum.
Information sourced from Citibank official website. Last verified: February 2026.
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