Fi MagniFi Credit Card vs HDFC Millennia
Detailed comparison of these two popular credit cards
Winner
Fi MagniFi Credit Card
Federal Bank/AU Bank
EntryVS
HDFC Millennia
HDFC Bank
Mid-RangeAnnual Fee
FREE vs ₹1K
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
None vs 8/year
Detailed Comparison
| Feature | Fi MagniFi Credit Card | HDFC Millennia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹1K |
| Annual Fee | FREE | ₹1K |
| Fee Waiver | None | Spend ₹1L annually |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 💵Cashback | 💵Cashback |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | None | 8/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹6.0L |
Fi MagniFi Credit Card is Best For
Weekend spenders + brand discount hunters
View Fi MagniFi Credit Card DetailsHDFC Millennia is Best For
Online shoppers on major platforms
Watch Out
- • 5% cashback capped at ₹1000/month
Our Verdict
Based on overall features and value,
Fi MagniFi Credit Card wins!
Score: 35vsScore: 34
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