Last updated: |Data verified from official bank sources
Entry
Fi MagniFi Credit Card
Federal Bank/AU Bank
Best for: Weekend spenders + brand discount hunters
FREE
Annual Fee
0.5%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Weekend spenders + brand discount hunters
Fees & Charges
Joining FeeFREE
Annual FeeFREE
Rewards
TypeCashback
Base Rate0.5% weekdays
Effective Return0.5%
Accelerated Categories
Weekend spends5% (5%)
Zomato/Zepto/BMShow/Amazon20% discount (20%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.6L/year
Available on: Visa, RuPay
Frequently Asked Questions
What is the annual fee for Fi MagniFi Credit Card?▼
Fi MagniFi Credit Card is a lifetime free card with no annual fee.
What rewards does Fi MagniFi Credit Card offer?▼
Fi MagniFi Credit Card offers 0.5% weekdays on all spends, with an effective value of 0.5%.
Does Fi MagniFi Credit Card have lounge access?▼
Fi MagniFi Credit Card does not include complimentary lounge access.
What is the minimum income required for Fi MagniFi Credit Card?▼
The minimum income requirement for Fi MagniFi Credit Card is ₹3.6 lakhs per annum.
Information sourced from Federal Bank/AU Bank official website. Last verified: February 2026.
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