Fi MagniFi Credit Card vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Winner
Fi MagniFi Credit Card
Federal Bank/AU Bank
EntryVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-RangeAnnual Fee
FREE vs ₹500
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | Fi MagniFi Credit Card | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹500 |
| Annual Fee | FREE | ₹500 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | 💵Cashback |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹3.0L |
Fi MagniFi Credit Card is Best For
Weekend spenders + brand discount hunters
View Fi MagniFi Credit Card DetailsOur Verdict
Based on overall features and value,
Fi MagniFi Credit Card wins!
Score: 35vsScore: 25
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