Fi MagniFi Credit Card vs HDFC Infinia Metal

Detailed comparison of these two popular credit cards

Fi MagniFi Credit Card

Fi MagniFi Credit Card

Federal Bank/AU Bank

Entry
VS
Winner
HDFC Infinia Metal

HDFC Infinia Metal

HDFC Bank

Super Premium
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
FREE vs ₹13K
Effective Rate
(cash value)
0.5% vs 1.7%
Lounge Access
None vs Unlimited

Detailed Comparison

FeatureFi MagniFi Credit CardHDFC Infinia Metal
Fees & Charges
Joining Fee
FREE
₹13K
Annual Fee
FREE
₹13K
Fee Waiver
None
Spend ₹10L annually
Forex Markup
-
2%
Rewards
Reward Type
💵Cashback
Reward Points
Effective Cash Value
0.5%
1.67%
Lounge Access
Domestic Lounges
None
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹3.6L
₹24.0L

Fi MagniFi Credit Card is Best For

Weekend spenders + brand discount hunters

View Fi MagniFi Credit Card Details

HDFC Infinia Metal is Best For

Premium travelers spending ₹10L+/year

Watch Out
  • Invite-only card
  • SmartBuy portal needed for max value
View HDFC Infinia Metal Details

Our Verdict

Based on overall features and value,

HDFC Infinia Metal wins!

Score: 35vsScore: 66

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