HDFC Diners Club Black vs HDFC Diners Club Privilege
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
HDFC Diners Club Privilege
HDFC Bank
PremiumAnnual Fee
₹10K vs ₹1K
Effective Rate
(cash value)
1.7% vs 1.3%
Lounge Access
Unlimited vs 12/year
Detailed Comparison
| Feature | HDFC Diners Club Black | HDFC Diners Club Privilege |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹1K |
| Annual Fee | ₹10K | ₹1K |
| Fee Waiver | Spend ₹5L annually | Spend ₹3L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 12/year |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹6.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
HDFC Diners Club Privilege is Best For
Step-up to DCB with Diners network
Watch Out
- • Diners Club limited acceptance
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 40
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