HDFC Diners Club Black vs HDFC UPI RuPay Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
HDFC UPI RuPay Credit Card
HDFC Bank
Entry*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹10K vs ₹99
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Diners Club Black | HDFC UPI RuPay Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹99 |
| Annual Fee | ₹10K | ₹99 |
| Fee Waiver | Spend ₹5L annually | Spend ₹25K annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 1.67% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹3.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
HDFC UPI RuPay Credit Card is Best For
UPI-linked credit card users
View HDFC UPI RuPay Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 23
Related Comparisons
HDFC Diners Club Black vs HDFC Infinia Metal
HDFC Bank
HDFC Diners Club Black vs HDFC Regalia Gold
HDFC Bank
HDFC Diners Club Black vs HDFC Regalia
HDFC Bank
HDFC Diners Club Black vs HDFC Millennia
HDFC Bank
HDFC Diners Club Black vs HDFC Swiggy Credit Card
HDFC Bank
HDFC Diners Club Black vs HDFC Tata Neu Infinity
HDFC Bank