HDFC Diners Club Black vs ICICI Sapphiro
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
ICICI Sapphiro
ICICI Bank
PremiumAnnual Fee
₹10K vs ₹4K
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs 4/quarter
Detailed Comparison
| Feature | HDFC Diners Club Black | ICICI Sapphiro |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹7K |
| Annual Fee | ₹10K | ₹4K |
| Fee Waiver | Spend ₹5L annually | Spend ₹6L annually |
| Forex Markup | 2% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹18.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 24
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