HDFC Diners Club Black vs IndusInd Crest
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
IndusInd Crest
IndusInd Bank
Super PremiumAnnual Fee
₹10K vs ₹10K
Effective Rate
(cash value)
1.7% vs 0.8%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | HDFC Diners Club Black | IndusInd Crest |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹75K |
| Annual Fee | ₹10K | ₹10K |
| Fee Waiver | Spend ₹5L annually | Spend ₹10L-20L annually |
| Forex Markup | 2% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹24.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 25
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