HDFC Diners Club Black vs OneCard Metal
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
OneCard Metal
Multiple (SBM/Federal/BOB)
Mid-RangeAnnual Fee
₹10K vs FREE
Effective Rate
(cash value)
1.7% vs 0.2%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Diners Club Black | OneCard Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | FREE |
| Annual Fee | ₹10K | FREE |
| Fee Waiver | Spend ₹5L annually | None |
| Forex Markup | 2% | 1% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.2% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹3.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
OneCard Metal is Best For
Free metal card, low forex travelers
Watch Out
- • No lounge access
- • Points have very low redemption value
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 31
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