HDFC Diners Club Black vs PNB RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
PNB RuPay Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹10K vs ₹499
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | HDFC Diners Club Black | PNB RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹0 |
| Annual Fee | ₹10K | ₹499 |
| Fee Waiver | Spend ₹5L annually | Spend ₹50K annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹3.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
PNB RuPay Platinum is Best For
PSU bank customers wanting RuPay benefits
View PNB RuPay Platinum DetailsOur Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 19
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