HDFC Diners Club Black vs PNB RuPay Select
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
PNB RuPay Select
Punjab National Bank
Mid-RangeAnnual Fee
₹10K vs ₹750
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | HDFC Diners Club Black | PNB RuPay Select |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹500 |
| Annual Fee | ₹10K | ₹750 |
| Fee Waiver | Spend ₹5L annually | Use once per quarter |
| Forex Markup | 2% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.47% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹3.6L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
PNB RuPay Select is Best For
PSU bank customers wanting lounge access + insurance
Watch Out
- • Low reward rate compared to private bank cards
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 18
Related Comparisons
HDFC Diners Club Black vs HDFC Infinia Metal
HDFC Bank
HDFC Diners Club Black vs HDFC Regalia Gold
HDFC Bank
HDFC Diners Club Black vs HDFC Regalia
HDFC Bank
HDFC Diners Club Black vs HDFC Millennia
HDFC Bank
HDFC Diners Club Black vs HDFC Swiggy Credit Card
HDFC Bank
HDFC Diners Club Black vs HDFC Tata Neu Infinity
HDFC Bank