HDFC Infinia Metal vs HDFC UPI RuPay Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
HDFC UPI RuPay Credit Card
HDFC Bank
Entry*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹13K vs ₹99
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Infinia Metal | HDFC UPI RuPay Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹99 |
| Annual Fee | ₹13K | ₹99 |
| Fee Waiver | Spend ₹10L annually | Spend ₹25K annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 1.67% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹3.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
HDFC UPI RuPay Credit Card is Best For
UPI-linked credit card users
View HDFC UPI RuPay Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 23
