HDFC Infinia Metal vs IndusInd Legend
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
IndusInd Legend
IndusInd Bank
PremiumAnnual Fee
₹13K vs ₹0
Effective Rate
(cash value)
1.7% vs 1.1%
Lounge Access
Unlimited vs Discontinued Mar 2025
Detailed Comparison
| Feature | HDFC Infinia Metal | IndusInd Legend |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹10K |
| Annual Fee | ₹13K | ₹0 |
| Fee Waiver | Spend ₹10L annually | No annual fee after joining |
| Forex Markup | 2% | 1.8% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1.125% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Discontinued Mar 2025 |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹18.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
IndusInd Legend is Best For
Low forex markup (1.8%) international spenders
Watch Out
- • Lounge access discontinued Mar 2025
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 26
