HDFC Infinia Metal vs IndusInd Pioneer Heritage
Detailed comparison of these two popular credit cards
Winner

HDFC Infinia Metal
HDFC Bank
Super PremiumVS
IndusInd Pioneer Heritage
IndusInd Bank
Super PremiumAnnual Fee
₹13K vs ₹25K
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs Unlimited via LoungeKey
Detailed Comparison
| Feature | HDFC Infinia Metal | IndusInd Pioneer Heritage |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹1.0L |
| Annual Fee | ₹13K | ₹25K |
| Fee Waiver | Spend ₹10L annually | Spend ₹10L annually |
| Forex Markup | 2% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited via LoungeKey |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹24.0L | ₹30.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
IndusInd Pioneer Heritage is Best For
Ultra HNI IndusInd customers
View IndusInd Pioneer Heritage DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 37





