HDFC Infinia Metal vs IndusInd Pioneer Heritage

Detailed comparison of these two popular credit cards

Winner
HDFC Infinia Metal

HDFC Infinia Metal

HDFC Bank

Super Premium
VS
IndusInd Pioneer Heritage

IndusInd Pioneer Heritage

IndusInd Bank

Super Premium
Annual Fee
₹13K vs ₹25K
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs Unlimited via LoungeKey

Detailed Comparison

FeatureHDFC Infinia MetalIndusInd Pioneer Heritage
Fees & Charges
Joining Fee
₹13K
₹1.0L
Annual Fee
₹13K
₹25K
Fee Waiver
Spend ₹10L annually
Spend ₹10L annually
Forex Markup
2%
3.5%
Rewards
Reward Type
Reward Points
Reward Points
Effective Cash Value
1.67%
1%
Lounge Access
Domestic Lounges
Unlimited
Unlimited via LoungeKey
Priority Pass
Yes
Yes
Eligibility
Min. Income
₹24.0L
₹30.0L

HDFC Infinia Metal is Best For

Premium travelers spending ₹10L+/year

Watch Out
  • Invite-only card
  • SmartBuy portal needed for max value
View HDFC Infinia Metal Details

IndusInd Pioneer Heritage is Best For

Ultra HNI IndusInd customers

View IndusInd Pioneer Heritage Details

Our Verdict

Based on overall features and value,

HDFC Infinia Metal wins!

Score: 66vsScore: 37

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