HDFC Infinia Metal vs Kiwi RuPay Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
Kiwi RuPay Credit Card
Yes Bank
EntryAnnual Fee
₹13K vs FREE
Effective Rate
(cash value)
1.7% vs 0.4%
Lounge Access
Unlimited vs 3/year with Neon
Detailed Comparison
| Feature | HDFC Infinia Metal | Kiwi RuPay Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | FREE |
| Annual Fee | ₹13K | FREE |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.375% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 3/year with Neon |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹3.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Kiwi RuPay Credit Card is Best For
Heavy UPI users (₹1.5L+/month)
Watch Out
- • Virtual card only initially
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 36
