HDFC Infinia Metal vs PNB RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
PNB RuPay Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹13K vs ₹499
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | HDFC Infinia Metal | PNB RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹0 |
| Annual Fee | ₹13K | ₹499 |
| Fee Waiver | Spend ₹10L annually | Spend ₹50K annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹3.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
PNB RuPay Platinum is Best For
PSU bank customers wanting RuPay benefits
View PNB RuPay Platinum DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 19
