HDFC Swiggy Credit Card vs Kotak Cashback+
Detailed comparison of these two popular credit cards
Winner
HDFC Swiggy Credit Card
HDFC Bank
Mid-RangeVS
Kotak Cashback+
Kotak Mahindra Bank
Mid-RangeAnnual Fee
₹500 vs ₹750
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | HDFC Swiggy Credit Card | Kotak Cashback+ |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹750 |
| Annual Fee | ₹500 | ₹750 |
| Fee Waiver | Spend ₹2L annually | None |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Kotak Cashback+ is Best For
Grocery and food delivery spenders
Watch Out
- • ₹500/month cap on accelerated cashback too low for ₹750 annual fee
Our Verdict
Based on overall features and value,
HDFC Swiggy Credit Card wins!
Score: 25vsScore: 22
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