Last updated: |Data verified from official bank sources
Mid-Range
Kotak Cashback+
Kotak Mahindra Bank
Best for: Grocery and food delivery spenders
₹750
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Grocery and food delivery spenders
Things to Watch Out For
- •₹500/month cap on accelerated cashback too low for ₹750 annual fee
Fees & Charges
Joining Fee₹750
Annual Fee₹750
Fee WaiverNone
Rewards
TypeCashback
Base Rate1%
Effective Return1%
Accelerated Categories
Grocery/Food delivery/Entertainment5% (5%)cap: ₹500/month combined
Fuel3% (3%)cap: ₹500/month combined
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for Kotak Cashback+?▼
Kotak Cashback+ has an annual fee of ₹750. None
What rewards does Kotak Cashback+ offer?▼
Kotak Cashback+ offers 1% on all spends, with an effective value of 1%.
Does Kotak Cashback+ have lounge access?▼
Kotak Cashback+ does not include complimentary lounge access.
What is the minimum income required for Kotak Cashback+?▼
The minimum income requirement for Kotak Cashback+ is ₹3.0 lakhs per annum.
Information sourced from Kotak Mahindra Bank official website. Last verified: February 2026.
⚖️
Compare with Scapia Federal Credit Card
See a detailed side-by-side comparison
More Comparisons
More from Kotak Mahindra Bank
View all →Similar Cards
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023