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HDFC Swiggy Credit Card vs SBI Card AURUM

Detailed comparison of these two popular credit cards

HDFC Swiggy Credit Card

HDFC Swiggy Credit Card

HDFC Bank

Mid-Range
VS
Winner
SBI Card AURUM

SBI Card AURUM

SBI Card

Super Premium
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
₹500 vs ₹10K
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
None vs Unlimited

Detailed Comparison

FeatureHDFC Swiggy Credit CardSBI Card AURUM
Fees & Charges
Joining Fee
₹500
₹10K
Annual Fee
₹500
₹10K
Fee Waiver
Spend ₹2L annually
Spend ₹10L annually
Forex Markup
-
1.99%
Rewards
Reward Type
💵Cashback
⭐Reward Points
Effective Cash Value
1%
0.75%
Lounge Access
Domestic Lounges
None
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹3.0L
₹36.0L

HDFC Swiggy Credit Card is Best For

Heavy Swiggy users

View HDFC Swiggy Credit Card Details

SBI Card AURUM is Best For

SBI's top-tier offering

View SBI Card AURUM Details

Our Verdict

Based on overall features and value,

SBI Card AURUM wins!

Score: 25vsScore: 55

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