HDFC Swiggy Credit Card vs SBI Cashback Credit Card

Detailed comparison of these two popular credit cards

HDFC Swiggy Credit Card

HDFC Swiggy Credit Card

HDFC Bank

Mid-Range
VS
Winner
SBI Cashback Credit Card

SBI Cashback Credit Card

SBI Card

Mid-Range
Annual Fee
₹500 vs ₹999
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs None

Detailed Comparison

FeatureHDFC Swiggy Credit CardSBI Cashback Credit Card
Fees & Charges
Joining Fee
₹500
₹999
Annual Fee
₹500
₹999
Fee Waiver
Spend ₹2L annually
Spend ₹2L annually
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
💵Cashback
Effective Cash Value
1%
1%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹4.0L

HDFC Swiggy Credit Card is Best For

Heavy Swiggy users

View HDFC Swiggy Credit Card Details

SBI Cashback Credit Card is Best For

Simple 5% online cashback seekers

View SBI Cashback Credit Card Details

Our Verdict

Based on overall features and value,

SBI Cashback Credit Card wins!

Score: 25vsScore: 26

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