Last updated: |Data verified from official bank sources
Mid-Range
SBI Cashback Credit Card
SBI Card
Best for: Simple 5% online cashback seekers
₹999
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Simple 5% online cashback seekers
Fees & Charges
Joining Fee₹999
Annual Fee₹999
Fee WaiverSpend ₹2L annually
Rewards
TypeCashback
Base Rate1% offline
Effective Return1%
Accelerated Categories
All Online Spends5% (5%)cap: ₹5000/statement
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹4.0L/year
Reward Exclusions
FuelRentWalletsJewelleryInsuranceUtilities
Spends in these categories won't earn reward points
Available on: Visa
Frequently Asked Questions
What is the annual fee for SBI Cashback Credit Card?▼
SBI Cashback Credit Card has an annual fee of ₹999. Spend ₹2L annually
What rewards does SBI Cashback Credit Card offer?▼
SBI Cashback Credit Card offers 1% offline on all spends, with an effective value of 1%.
Does SBI Cashback Credit Card have lounge access?▼
SBI Cashback Credit Card does not include complimentary lounge access.
What is the minimum income required for SBI Cashback Credit Card?▼
The minimum income requirement for SBI Cashback Credit Card is ₹4.0 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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