HSBC Visa Platinum vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
HSBC Visa Platinum
HSBC India
EntryVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
FREE vs ₹12K
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | HSBC Visa Platinum | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹12K |
| Annual Fee | FREE | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.33% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.6L | ₹42.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 30vsScore: 58
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