Last updated: |Data verified from official bank sources
FREE
Annual Fee
0.67%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Free HSBC entry card
Fees & Charges
Joining FeeFREE
Annual FeeFREE
Rewards
TypePoints
Base Rate1 pt/₹150
Effective Return0.67%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.6L/year
Welcome Benefits
Benefit2000 points on ₹5K spend in 30 days
Estimated Value₹1K
Available on: Visa
Frequently Asked Questions
What is the annual fee for HSBC Visa Platinum?▼
HSBC Visa Platinum is a lifetime free card with no annual fee.
What rewards does HSBC Visa Platinum offer?▼
HSBC Visa Platinum offers 1 pt/₹150 on all spends, with an effective value of 0.33%.
Does HSBC Visa Platinum have lounge access?▼
HSBC Visa Platinum does not include complimentary lounge access.
What is the minimum income required for HSBC Visa Platinum?▼
The minimum income requirement for HSBC Visa Platinum is ₹3.6 lakhs per annum.
Information sourced from HSBC India official website. Last verified: February 2026.
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