ICICI Coral vs Kotak Cashback+
Detailed comparison of these two popular credit cards
ICICI Coral
ICICI Bank
Mid-RangeVS
Winner
Kotak Cashback+
Kotak Mahindra Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹750
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
1/quarter vs None
Detailed Comparison
| Feature | ICICI Coral | Kotak Cashback+ |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹750 |
| Annual Fee | ₹500 | ₹750 |
| Fee Waiver | Spend ₹1.5L annually | None |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | 1/quarter | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹3.0L |
Kotak Cashback+ is Best For
Grocery and food delivery spenders
Watch Out
- • ₹500/month cap on accelerated cashback too low for ₹750 annual fee
Our Verdict
Based on overall features and value,
Kotak Cashback+ wins!
Score: 19vsScore: 22
