ICICI Coral vs RBL IndianOil XTRA
Detailed comparison of these two popular credit cards
Winner
ICICI Coral
ICICI Bank
Mid-RangeVS
RBL IndianOil XTRA
RBL Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹2K
Effective Rate
(cash value)
0.5% vs 0.3%
Lounge Access
1/quarter vs None
Detailed Comparison
| Feature | ICICI Coral | RBL IndianOil XTRA |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹2K |
| Annual Fee | ₹500 | ₹2K |
| Fee Waiver | Spend ₹1.5L annually | Spend ₹2.75L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 0.5% | 0.25% |
Lounge Access | ||
| Domestic Lounges | 1/quarter | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.6L | ₹3.0L |
RBL IndianOil XTRA is Best For
IndianOil fuel users
Watch Out
- • Max benefit ₹400/month on fuel
Our Verdict
Based on overall features and value,
ICICI Coral wins!
Score: 19vsScore: 17
