Last updated: |Data verified from official bank sources
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RBL IndianOil XTRA
Mid-Range

RBL IndianOil XTRA

RBL Bank

Best for: IndianOil fuel users

₹2K
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: IndianOil fuel users
Things to Watch Out For
  • •Max benefit ₹400/month on fuel

Fees & Charges

Joining Fee₹2K
Annual Fee₹2K
Fee WaiverSpend ₹2.75L annually

Rewards

TypeFuelPoints
Base Rate1 pt/₹100
Effective Return1%
Accelerated Categories
IndianOil FuelUp to 7.5% (7.5%)cap: ₹400/month

Lounge Access

DomesticNone
InternationalNone

Eligibility

Minimum Income₹3.0L/year
Available on: Mastercard

Frequently Asked Questions

What is the annual fee for RBL IndianOil XTRA?▼
RBL IndianOil XTRA has an annual fee of ₹1500. Spend ₹2.75L annually
What rewards does RBL IndianOil XTRA offer?▼
RBL IndianOil XTRA offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does RBL IndianOil XTRA have lounge access?▼
RBL IndianOil XTRA does not include complimentary lounge access.
What is the minimum income required for RBL IndianOil XTRA?▼
The minimum income requirement for RBL IndianOil XTRA is ₹3.0 lakhs per annum.

Information sourced from RBL Bank official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023